$350,000 House — Mortgage Rates

What are the current mortgage rates for a $350k home?

Assuming you have a 740+ FICO score and a 20%% down payment ($70,000), your total mortgage on a $350,000 home would be $$280,000. Based on the rates table below, a 30-year fixed average mortgage rate would be about 4.438%. Please keep in mind that your mortgage rate will vary, depending on its length and terms. It can also vary due to your financial situation and other miscellaneous factors.

Compare current mortgage rates today

Last updated: Jan 8, 2025

NMLS: 401822	30YR FIXED / APR 6.632%	Per month $1,747	Rate: 6.375% Fees: $1,995 Points: 2.000 Pts amt: $5,600	View Details
NMLS: 66247	30YR FIXED / APR 6.691%	Per month $1,770	Rate: 6.500% Fees: $0 Points: 1.995 Pts amt: $5,586	View Details
NMLS: 2592312, Lic.: RM.805266.000	30YR FIXED / APR 6.711%	Per month $1,770	Rate: 6.500% Fees: $1,382 Points: 1.779 Pts amt: $4,981	View Details
NMLS: 3030	30YR FIXED / APR 7.425%	Per month $1,911	Rate: 7.250% Fees: $0 Points: 1.750 Pts amt: $4,900	View Details
NMLS: 1907	Get home in 2025 with a 0% down VA Loan Score your preapproval anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews			View Details
NMLS: 491986	Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family			View Details

Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.