$425,000 House — Mortgage Rates

What are the current mortgage rates for a $425k home?

Assuming you have a 740+ FICO score and a 20%% down payment ($85,000), your total mortgage on a $425,000 home would be $$340,000. Based on the rates table below, a 30-year fixed average mortgage rate would be about 4.046%. Please keep in mind that your mortgage rate will vary, depending on its length and terms. It can also vary due to your financial situation and other miscellaneous factors.

Compare current mortgage rates today

Last updated: Dec 28, 2024
Mutual of Omaha Mortgage, Inc. NMLS: 1025894
 
30YR FIXED / APR
6.684%
 
Per month
$2,147
Rate: 6.490%
Fees: $700
Points: 1.822
Pts amt: $6,195
View Details
PenFed Credit Union NMLS: 401822
 
30YR FIXED / APR
7.001%
 
Per month
$2,206
Rate: 6.750%
Fees: $1,995
Points: 2.000
Pts amt: $6,800
View Details
Rocket Mortgage NMLS: 3030
 
30YR FIXED / APR
7.187%
 
Per month
$2,260
Rate: 6.990%
Fees: $0
Points: 2.000
Pts amt: $6,800
View Details
Neighbors Bank NMLS: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
View Details
FHAloans.com NMLS: Not a Lender
  • 2025 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
View Details
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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